PFC Reports Robust Q1 FY26 Results: 25% Jump in PAT, Asset Quality at Record Best
Consolidated Financial Highlights:
- 25% increase registered in consolidated Profit After Tax from Rs. 7,182 cr. in Q1’25 to Rs. 8,981 cr. for Q1’26.
- Consolidated Loan Asset Book grew by 13% – Rs. 11,34,347 cr. as on 30.06.2025 vs. Rs. 10,04,735 cr. as on 30.06.2024.
- 1.5 times increase in consolidated disbursement- Rs. 95,660 cr. disbursed in Q1’26 vs Rs.63,135 cr. in Q1’25.
- Owing to resolution of stressed assets, Net NPA has reached its lowest level at 0.31% in Q1’26 from 0.84% in Q1’25. Gross NPA significantly declined by 150 bps from 2.97% in Q1’25 to 1.47% in Q1’26.
Stand Alone Financial Highlights
21% increase registered in Standalone Profit After Tax from Rs. 3,718 cr. in Q1’25 to Rs. 4,502 cr. for Q1’26.
Interim Dividend of Rs. 3.70 per share declared by Board in Q1’26.
Double-digit growth of 16% registered in loan asset book- from Rs. 4,75,004 cr. as on 30.06.2024 to Rs. 5,49,786 cr. as on 30.06.2025.
1.85 times jump in disbursements- from Rs. 19,483 cr. in Q1’25 to Rs. 36,152 cr. in Q1’26, marking the highest ever disbursement in the first quarter.
PFC continues to maintain comfortable capital adequacy levels. CRAR as on 30 th June, 2025 is at 22.37%, with Tier 1 capital at 20.60%.
14% increase in net worth and stands at Rs. 95,061 cr. as on 30.06.2025.
The Gross NPA ratio continues to be on the declining trend and saw a significant reduction of 146 bps viz-a-viz Q1’25 and is at 1.92% for Q1’26.
The Net NPA ratio is at its lowest levels at 0.38% for Q1’26 vs 0.87% for Q1’25, decrease of 49 bps.\
- Management Comments
On PFC’s performance, Director (Finance), Mr. Sandeep Kumar shared that “We have started the financial year on a promising note. In Q1’26, PFC reported a net profit of Rs. 4,502 crore, marking 21% Y-o-Y growth, primarily driven by 26% increase in Net Interest Income. Our financial position remains resilient, underpinned by a healthy capital adequacy ratio and continued improvement in asset quality”.
On PFC’s performance, Chairman and Managing Director, Ms. Parminder Chopra shared that “PFC has once again delivered a strong financial performance in Q1 FY26. This quarter marked our highest-ever first-quarter disbursements, and we recorded a robust year-on-year growth of 16%, with our renewable energy portfolio growing impressively by 36%.
In line with our continued commitment to creating value for our shareholders, the Board has declared an interim dividend of ₹ 3.70 per share for Q1 FY26. These results reaffirm PFC’s position as a leading financier in the power and infrastructure sectors and reflect our strategic focus on sustainable growth
and energy transition.”
